About Contigo Benefits
Benefits, Simplified

At Contigo Benefits, we help you navigate the Social Security retirement and Medicare application process — one-on-one, in English or Spanish.
Drawing on over 20 years of experience working directly with the Social Security Administration, we guide you through paperwork, explain what each form and notice means, and answer your questions along the way — so you can move through the process with confidence instead of confusion.
Contigo Benefits does not provide legal, financial, or insurance advice, and we do not sell insurance products. We are not attorneys or financial advisors. We're here to guide you through your application process — the decisions remain yours.
Our Services
Disclaimer
Contigo Benefits is not a financial planner, financial advisor, insurance agent, or attorney, and we do not sell insurance or financial products.
We provide guidance to help you navigate the Social Security system — answering your questions and assisting you as you complete your own Retirement and/or Medicare filings. We do not submit applications on your behalf or represent you before the SSA.
These services are also available directly from the SSA at no cost. Contigo Benefits is an independent business and is not affiliated with, endorsed by, or acting on behalf of the SSA or any government agency.
All final decisions about your application and benefits are yours to make. Nothing provided by Contigo Benefits should be considered legal, financial, or insurance advice.
Retirement Benefits Consultation
Applicants complete their application online with my direct oversight from start to finish. We can connect via video screen share or meet in person.
Medicare Guidance
Since Medicare timing varies by individual circumstances, I will help you determine the timing of your eligibilty window. Applicants still complete the application online . We can connect via video screen sharing or meet in person.If you have delayed enrollment past 65 or have employer coverage , I'll guide you on form preparation .
One-on-One Consultations
Not every question requires an application. Need some clarity regarding a letter , need help making an appointment or a phone call or just clarity on Social Security Procedures , this service might be for you.
Client Testimonials
"She walked me through every step as I filed for my retirement benefits online. Her guidance made the process so much easier to understand."
Ray
"The personalized service in my language."
Enrique
"I know these services are free through SSA, but I don't have time to sit on the phone or go into an office just to understand a letter. With her experience, Contigo Benefits helped me understand why I received it — quickly and clearly."
Rosa
FAQ
Why Choose Contigo Benefits?
Because you deserve more than a rushed appointment and a generic answer. We offer personalized one-on-one guidance from someone that comes with more than 20 years of experience . We help you make sense of a complex system .
Will I need to visit the Social Security office ?
Meeting with us doesn't eliminate or replace the agency, they're still the ones that will process and handle your benefits . Our role is to provide individualized guidance on your questions and help you understand processes that are often confusing. Think of us as your guide , not a substitute for the agency. In most cases, after speaking with us , you either have a roadmap for your particular situation or clarity in any communications from the agency.
What Makes Us Different?
Yes, these services are free to public from the agency but it also comes with time constraints and speaking with someone new every time , having to reexplain your situation. Our service is about you having a better experience with someone who has time for your situation. With over 20+ years of knowing how the agency operates, you get personalized attention to your matters .
What Services Do You Provide?
We are a service based business, in which we help you understand the in's and out's of these processes. Retirement Benefits , Medicare and One-on-One consultations. If we are able to assist you , each session runs 60-90 min giving us time to fully understand your situation.
How do I know if you can actually help me ?
Every client starts with a complimentary 15 min discovery call- a no pressure conversation to see if our services are the right fit for you. Offered in English or Spanish.
Is There a Fee for Your Services?
Yes . Each service has it's own fee,clearly noted in it's description. Beyond that , additional time is billed hourly in 15-min increments.
We accept credit cards,cash,Zelle or Venmo.
Contact Us
Get in Touch
Have questions or need assistance?
Fill out the contact form below, and we'll be happy to help.
Hablo Español.

